The North Carolina Baptist Foundation, Inc.
Serving Those Whose Stewardship Lasts Forever
About Us
Gift Planning
NC Baptist Financial Services
Contact Us

NCBF Resources

Christian Money Management can make a difference. Make the NC Baptist Foundation your money management partner. Let us show you how we can help.


Contact Us



Tax Benefits Illustration


Example: The Browns own stock that they purchased several years ago for $2,000 that is now worth $10,000. They want to establish an endowment for the benefit of missions and are considering whether to give cash or the stock. Their advisor told them that, based on their 25% income tax bracket, they would have to pay a 15% federal capital gains tax on the $8,000 increase in value should they sell the stock.


The following chart shows the net results for three options the Browns have for funding their endowment:




Give $10,000


Option 2

Sell Stocks, Pay Tax,

Give Balance

Option 3

Give Stock

Cash/Stock Value $10,000 $10,000 $10,000 

Capital Gains Tax

Saved or Paid

N/A  $1,200 Paid $1,200 Saved 

Ordinary Income

Tax Saved

$2,500  $2,200 Saved  $2,500 Saved
Net Tax Savings $2,500  $1,000  $3,700

Net Given

to Endowment

$10,000  $9,000  $10,000

Make a difference in your life as well as others. Choose your giving instrument today.


See Our List

Make a difference in your life as well as others. Find out what specific giving instruments will work best for you. Click here.